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DROP Doesn’t Have to Be Confusing. Get a Clear Plan for Retirement.

If you're within 5–10 years of retiring from the City of Cincinnati, you don’t have time for guesswork. Avoid costly mistakes. Make confident decisions about your DROP benefits, taxes, and retirement income. Start today with a free call built around your goals.


You’ve served the City of Cincinnati for decades—now you’re asking:

‘When should I retire? Should I enter DROP? How do I avoid taxes eating away my benefits?’

The truth? Most employees in your shoes feel overwhelmed.

The system isn’t easy to navigate—and making the wrong choice could cost you thousands.

You’ve earned your retirement—

You don’t get a second shot at retiring the right way. Get a Clear Plan.

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We specialize in helping Cincinnati city employees retire with confidence.

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We understand the Cincinnati Retirement System (CRS), the nuances of the Deferred Retirement Option Plan (DROP), and how to align your pension, Social Security, and healthcare into one smooth plan.

Why Choose JAG?


Personalized DROP and retirement income strategy

Clear timing recommendations for your retirement date

Tax optimization plan for DROP and pension benefits


Answers to your Social Security and healthcare questions

Don't wait

Schedule your FREE 1-on-1 Retirement Readiness Call

No cost. No sales pitch. Just expert answers from someone
who knows the system inside and out.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Journey Advisory Group, LLC is an investment adviser registered with the Securities and Exchange Commission (SEC #801-79934).

*Any reference to or use of the terms “registered investment adviser” or “registered,” does not imply that Journey Advisory Group or any person associated with Journey Advisory Group has achieved a certain level of skill or training.

info@journeyadvisory.group